Blog

Showing 24 of 24 blog posts

• Young People and Students

  Students: how to complete your degree without graduating with debt

  Academic study is almost inherently a financial challenge: expenses arrive from every direction while your ability to work and earn is limited.10 Aug 2026Read more
• Young People and Students

  Wedding without debt: don’t pay for one evening for years

  A wedding is one of life’s most emotional and meaningful days. That emotional weight makes it easy to lose control of the money and keep paying for one evening for years.10 Aug 2026Read more
• Real Estate and Mortgages

  Negotiating a home sale: how to sell wisely without leaving money on the table

  Selling a home is not simply placing an ad on Yad2 and waiting. It is a huge, emotional, and complex transaction in which a small mistake, careless remark, or lack of preparation can cost tens or even hundreds of thousands of shekels.10 Aug 2026Read more
• Capital Markets

  Ex-date, stock split, and buyback: events that do not always mean what you think

  You open your investment account and see a 5% fall with no dramatic news. Another share suddenly moves from ₪20 to ₪200, or a company announces a huge buyback.10 Aug 2026Read more
• Young People and Students

  Just married? Don’t forget to update your pension and insurance

  After the wedding celebrations fade and the photo album has been shared, the real routine of married life begins.10 Aug 2026Read more
• Capital Markets

  Index entry, index exit, and delisting: why do they matter to investors?

  One share enters a leading index and begins rising before the update. Another leaves an index and suddenly faces heavy selling. A third faces an even more dramatic event: complete delisting from the exchange.10 Aug 2026Read more
• Real Estate and Mortgages

  Negotiating a home purchase: how to handle the deal of your life without overpaying

  Buying a home is probably the largest financial transaction of your life, yet many people enter the negotiation armed mainly with emotion, intuition, and fear of losing the property.10 Aug 2026Read more
• Pensions

  Reverse mortgage: how to turn your home into liquid funds in retirement

  In later life, you may own a home worth millions yet feel short of cash because your wealth is locked in its walls. A reverse mortgage is designed to address this problem.10 Aug 2026Read more
• Pensions

  Pension conversion factor: the hidden number that determines your monthly pension

  Most people saving for retirement focus on one figure: how much money has accumulated. That matters, but it is only half the story.10 Aug 2026Read more
• Real Estate and Mortgages

  Neighbor refuses to pay? A practical guide to collecting building committee fees

  Serving on a building committee in Israel is often a thankless task: you volunteer, chase people for a few shekels, and make sure the elevator, stairwell lighting, and cleaning all work. Committee fees keep the building running and protect its value.10 Aug 2026Read more
• Capital Markets

  Order book, market, and limit orders: how is a share actually bought?

  You clicked “Buy” in your investment app. What happens now?10 Aug 2026Read more
• Capital Markets

  Kupat Gemel LeHashkaa or a passive portfolio: what’s better for young people?

  Young people who want to start saving and put their money to work soon encounter two popular options: opening a Kupat Gemel LeHashkaa or building a self-managed passive portfolio through a bank or investment house.10 Aug 2026Read more
• Real Estate and Mortgages

  Tenant stopped paying and won’t leave? A landlord’s survival guide

  For most of us, a rental apartment is not just “real estate”—it is the financial asset that helps pay the mortgage, supplement retirement income, or stabilize family cash flow.10 Aug 2026Read more
• Pensions

  Saw “actuarial balance” in your pension report? Here’s what it means

  Most people examining their pension fund focus on three things: how much money has accumulated, how much they pay in management fees, and the return the fund achieved.10 Aug 2026Read more
• Real Estate and Mortgages

  Renting with roommates: how to avoid problems

  Sharing an apartment can be financially smart: it lets you live in a larger home, in a central location, for a fraction of the cost of living alone. But money and bills can quickly create tension.10 Aug 2026Read more
• Young People and Students

  Joint or separate account? How couples can manage money well

  One of the first things couples discover after getting married is that money no longer belongs to just one person.10 Aug 2026Read more
• Capital Markets

  Trading halt and immediate report: what happens when something big happens to a share?

  You open your investment app and suddenly see an alarming message beside your share: “Trading halted.”6 Aug 2026Read more
• Pensions

  Is the agent suggesting a pension transfer? First ask who profits

  You received a call from an insurance agent.6 Aug 2026Read more
• Pensions

  The pension fund’s annual report: 10 minutes that could be worth a lot of money

  Once a year, your pension fund says your annual report is available. Most people open it, see the tables and numbers, close it quickly, and promise to understand it one day.6 Aug 2026Read more
• Capital Markets

  An IPO on the stock exchange: how does a company turn shares into real money?

  A company that wants to grow, expand, or develop new products needs one central thing: money. Sometimes that money comes as a bank loan, sometimes from private investors—venture-capital funds or angels—and sometimes from the general public through the stock exchange.6 Aug 2026Read more
• Capital Markets

  Controlling shareholder, public holdings, and liquidity: who really owns the share?

  When we say that a share is “traded on the stock exchange,” it is easy to think that all of the company’s shares circulate freely in the market. In practice, that is far from the case.6 Aug 2026Read more
• Capital Markets

  Investment portfolio rebalancing: how to keep the portfolio from drifting away from the plan

  This article is intended mainly for people who manage their investment portfolio themselves—for example, through an independent trading account at a bank or investment house—and buy ETFs, index-tracking funds, shares, or bonds themselves.6 Aug 2026Read more
• Capital Markets

  Share dilution: why did the company raise money—and why do you own less?

  A public company can raise money in several ways. It can take a loan, issue bonds, or issue new shares.6 Aug 2026Read more
• Banking and Credit Cards

  How to choose a credit card: fewer cards, more control

  Open your wallet and discover three, four, and sometimes even five different credit cards.5 Aug 2026Read more