Blog

Showing 24 of 24 blog posts

• Capital Markets

  Kupat Gemel LeHashkaa (קופת גמל להשקעה) or a Passive Investment Portfolio: Which Is Better for Young People?

  Young people who want to start saving and put their money to work quickly encounter two especially popular options: opening a Kupat Gemel LeHashkaa (קופת גמל להשקעה) or building an independent passive investment portfolio through a trading account at a bank or investment house.14 Oct 2026Read more
• Capital Markets

  Order Books, Market and Limit Orders: How Is a Stock Purchase Actually Executed?

  You clicked “Buy” in your investment app. What happens now?14 Oct 2026Read more
• Pensions

  An agent suggests transferring your Pension? First ask who benefits.

  You received a call from an Insurance agent:14 Sept 2026Read more
• Young People and Students

  A Wedding Without Debt: Don't Pay for One Evening for Years

  A wedding is one of life's most exciting, colorful, and meaningful days. Its emotional importance can make it easy to lose control of spending. The events industry thrives on consumer psychology: a table décor upgrade, another reception food station, another dance-floor attraction, and more.14 Sept 2026Read more
• Young People and Students

  Students: How to Get Through Your Degree Without Finishing It in Debt

  Academic study is an inherently challenging financial period in life.8 Sept 2026Read more
• Real Estate and Mortgages

  Negotiating an Apartment Sale: How to Sell Smart Without Leaving Money on the Table

  Selling an apartment is not just "posting an ad 2 and waiting for buyers." It is a major, emotional, complex financial transaction where mistakes can cost tens or even hundreds of thousands of shekels.8 Sept 2026Read more
• Pensions

  The Pension Fund Annual Report: 10 Minutes That Could Be Worth a Lot of Money

  Once a year, you receive a familiar message from your Pension fund: "Your annual report is available to view." Most people do the same: open the file, panic at the tables and numbers, close it quickly, and promise themselves that "one day" they will sit down and understand it.8 Sept 2026Read more
• Capital Markets

  Ex-Dates, Stock Splits, and Buybacks: Share Events That Aren’t Always What They Seem

  You open your investment account and are shocked: your share is down 5% at the market open, with no dramatic news. Another day, a share you considered buying for 20 NIS suddenly costs 200 NIS. Or a major company you own announces that it is buying back its own shares…8 Sept 2026Read more
• Young People and Students

  Just married? Don't forget to update your Pension and insurance

  Once the wedding excitement fades and the photo album has been sent to everyone, the routine of life together begins.8 Sept 2026Read more
• Capital Markets

  Index Entry, Index Exit, and Delisting: Why Do They Matter to Investors?

  One stock enters a leading index, and its price starts climbing before the update takes effect. Another is dropped from an index and suddenly faces heavy selling within minutes. A third faces an even more dramatic event: complete delisting from the stock exchange.8 Sept 2026Read more
• Capital Markets

  Controlling Shareholders, Public Holdings and Liquidity: Who Really Owns the Stock?

  When we say a stock is “traded on the exchange,” it is easy to think that all of a company's shares circulate freely in the market and that anyone can buy or sell at any time. In practice, that is not the case.8 Sept 2026Read more
• Real Estate and Mortgages

  Negotiating When Buying an Apartment: How to Handle the Deal of Your Life Without Being Taken Advantage of

  Buying an apartment is the biggest financial transaction of your life. Yet most of us enter the key stage—negotiation—armed with emotion, gut feelings, and fear of losing it. In Israel’s real estate market, love for an apartment or pressure from an agent can leave you at a disadvantage.8 Sept 2026Read more
• Capital Markets

  Going Public: How Does a Company Turn Shares into Real Money?

  A company seeking growth, expansion, or new product development needs one key thing: money. It may come as a bank loan, from private investors (venture capital funds or angels), or from the public through the stock exchange.8 Sept 2026Read more
• Pensions

  Reverse Mortgage: How to Turn Your Home into Liquid Cash in Retirement

  Later in life, you may own a multimillion-dollar property yet feel “poor” day to day. Your wealth is locked in the walls—not funding urgent medical care or helping children struggling with the cost of living. A reverse mortgage can unlock cash without selling your home.8 Sept 2026Read more
• Banking and Credit Cards

  How to Choose a Credit Card: Fewer Cards, More Control

  You open your wallet and find three, four, or even five different credit cards.8 Sept 2026Read more
• Real Estate and Mortgages

  Tenant stopped paying and will not leave? A landlord’s guide to surviving the nightmare

  For most of us, a rental apartment is more than real estate—it is the financial venture that funds the Mortgage, supplements Pension, or stabilizes household cash flow. But like any business, it has risks: the tenant who stops paying, breaches the contract, and refuses to leave.8 Sept 2026Read more
• Pensions

  The annuity coefficient: the secret number that determines your monthly Pension

  Most people saving for Pension look at one number: how much money has accumulated in their account. It matters, but it is only half the story.8 Sept 2026Read more
• Real Estate and Mortgages

  Neighbor Refusing to Pay? A Field Guide to Collecting Building Fees

  Serving on a building committee in Israel is often thankless: you volunteer, chase small payments, keep the elevator working, lights on, and cleaners on schedule. Building fees keep the building running and preserve its value.8 Sept 2026Read more
• Capital Markets

  Investment Portfolio Rebalancing: How to Keep Your Portfolio on Track

  This article is intended for those who manage their own investment portfolios—for example, through an independent trading account at a bank or investment firm—and personally buy exchange-traded funds (ETFs), index-tracking funds, stocks, or bonds.8 Sept 2026Read more
• Real Estate and Mortgages

  Renting With Roommates: How to Avoid Problems?

  Living with roommates is a smart financial solution: it lets you upgrade to a larger apartment in a central location at a fraction of the cost of living alone. But when money, bills, and habits share one space, the dream can quickly become a nightmare...8 Sept 2026Read more
• Pensions

  Seen "actuarial balance" on your pension statement? Here’s what it means

  Most people reviewing their pension fund focus on three factors: how much money has accumulated, the management fees they pay, and the return the fund achieved.8 Sept 2026Read more
• Capital Markets

  Trading Halt and Immediate Report: What Happens When Something Major Happens to a Stock?

  You opened your investment app, and suddenly an alarming message appears next to your stock’s name: “Trading has been halted.”8 Sept 2026Read more
• Capital Markets

  Share Dilution: Why Did the Company Raise Money—While You Own Less?

  A public company can raise capital in several ways. It can take out a loan, issue bonds, or issue new shares.8 Sept 2026Read more
• Young People and Students

  Joint or Separate Account? How to Manage Money as a Couple

  One of the first things couples discover after getting married is that money no longer belongs to just one person.8 Sept 2026Read more