Altshuler Shaham Savings Plus Credit and Bond Track with up to 25% Equities

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 7800
Track type: Credit and Bond Track
Savings type: Kupat Gemel LeHashkaa (קופת גמל להשקעה)
Managing institution: אלטשולר שחם גמל ופנסיה בע"מ

Assets and exposures

Total assets managed in this fund (₪ millions): 615.49
Liquid-asset share: 85.50%
Total equity exposure: 21.10%
Foreign exposure: 30.77%
Foreign-currency exposure: 16.29%
Equity exposure from asset allocation: 13.23%
Standard deviation: 3.51%
Sharpe ratio: 0.59

Returns and management fees

Return in the last month: 0.98%
Year-to-date return: 4.21%
36-month cumulative return: 23.9%
60-month cumulative return: 23.3%
Average annual return over the last 3 years: 7.39%
Average annual return over the last 5 years: 4.28%
Average management fees paid by fund members: 0.64%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	51.75%	318.51
Tradable corporate bonds and bond ETFs	5.57%	34.31
Non-tradable corporate bonds	1.29%	7.96
Equities, options and equity ETFs	13.23%	81.45
Deposits	0%	0
Loans	6.34%	39.01
Cash and cash equivalents	10.53%	64.8
Mutual funds	1.98%	12.19
Other assets	9.30%	57.26

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 11–20 of 23 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Infinity Investment Provident Fund Credit and Bond Track with up to 25% Equitiesאינפיניטי השתלמות, גמל ופנסיה בע"מ	No data	27.92%	29.56%	No data	0.54%	No data
Meitav Investment Provident Fund Credit and Bond Trackמיטב גמל ופנסיה בע"מ	No data	18.65%	18.68%	No data	0.63%	No data
Meitav Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמיטב גמל ופנסיה בע"מ	No data	28.99%	30.78%	No data	0.61%	No data
Menora Mivtachim Investment Provident Fund Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	No data	22.16%	30.98%	No data	0.54%	No data
Menora Mivtachim Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמנורה מבטחים פנסיה וגמל בע"מ	No data	17.21%	13.55%	No data	0.57%	No data
Migdal Investment Provident Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	No data	No data	No data	No data	0.62%	No data
Migdal Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	No data	28.02%	24.63%	No data	0.62%	No data
More Investment Provident Fund -Credit and Bond Track with up to 25% Equitiesמור גמל ופנסיה בע"מ	No data	26.94%	31.32%	No data	0.72%	No data
More Investment Provident Fund — Credit and Bond Trackמור גמל ופנסיה בע"מ	No data	29.35%	No data	No data	0.70%	No data
Phoenix Investment Provident Fund Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	No data	16.31%	15.00%	No data	0.64%	No data
Market average	No data	23.19%	22.70%	No data	0.62%

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

Altshuler Shaham Savings Plus Credit and Bond Track with up to 25% Equities

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 7800
Track type: Credit and Bond Track
Savings type: Kupat Gemel LeHashkaa (קופת גמל להשקעה)
Managing institution: אלטשולר שחם גמל ופנסיה בע"מ

Assets and exposures

Total assets managed in this fund (₪ millions): 615.49
Liquid-asset share: 85.50%
Total equity exposure: 21.10%
Foreign exposure: 30.77%
Foreign-currency exposure: 16.29%
Equity exposure from asset allocation: 13.23%
Standard deviation: 3.51%
Sharpe ratio: 0.59

Returns and management fees

Return in the last month: 0.98%
Year-to-date return: 4.21%
36-month cumulative return: 23.9%
60-month cumulative return: 23.3%
Average annual return over the last 3 years: 7.39%
Average annual return over the last 5 years: 4.28%
Average management fees paid by fund members: 0.64%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	51.75%	318.51
Tradable corporate bonds and bond ETFs	5.57%	34.31
Non-tradable corporate bonds	1.29%	7.96
Equities, options and equity ETFs	13.23%	81.45
Deposits	0%	0
Loans	6.34%	39.01
Cash and cash equivalents	10.53%	64.8
Mutual funds	1.98%	12.19
Other assets	9.30%	57.26

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 11–20 of 23 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Infinity Investment Provident Fund Credit and Bond Track with up to 25% Equitiesאינפיניטי השתלמות, גמל ופנסיה בע"מ	No data	27.92%	29.56%	No data	0.54%	No data
Meitav Investment Provident Fund Credit and Bond Trackמיטב גמל ופנסיה בע"מ	No data	18.65%	18.68%	No data	0.63%	No data
Meitav Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמיטב גמל ופנסיה בע"מ	No data	28.99%	30.78%	No data	0.61%	No data
Menora Mivtachim Investment Provident Fund Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	No data	22.16%	30.98%	No data	0.54%	No data
Menora Mivtachim Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמנורה מבטחים פנסיה וגמל בע"מ	No data	17.21%	13.55%	No data	0.57%	No data
Migdal Investment Provident Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	No data	No data	No data	No data	0.62%	No data
Migdal Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	No data	28.02%	24.63%	No data	0.62%	No data
More Investment Provident Fund -Credit and Bond Track with up to 25% Equitiesמור גמל ופנסיה בע"מ	No data	26.94%	31.32%	No data	0.72%	No data
More Investment Provident Fund — Credit and Bond Trackמור גמל ופנסיה בע"מ	No data	29.35%	No data	No data	0.70%	No data
Phoenix Investment Provident Fund Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	No data	16.31%	15.00%	No data	0.64%	No data
Market average	No data	23.19%	22.70%	No data	0.62%

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

Altshuler Shaham Savings Plus Credit and Bond Track with up to 25% Equities

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return

Altshuler Shaham Savings Plus Credit and Bond Track with up to 25% Equities

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return