Migdal Investment Provident Fund Credit and Bond Track with up to 25% Equities

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 7935
Track type: Credit and Bond Track
Savings type: Kupat Gemel LeHashkaa (קופת גמל להשקעה)
Managing institution: מגדל מקפת קרנות פנסיה וקופות גמל בע"מ

Assets and exposures

Total assets managed in this fund (₪ millions): 139.7
Liquid-asset share: 79.80%
Total equity exposure: 24.49%
Foreign exposure: 26.22%
Foreign-currency exposure: 12.60%
Equity exposure from asset allocation: 15.24%
Standard deviation: 3.98%
Sharpe ratio: 0.70

Returns and management fees

Return in the last month: 0.70%
Year-to-date return: 5.15%
36-month cumulative return: 28.0%
60-month cumulative return: 24.6%
Average annual return over the last 3 years: 8.58%
Average annual return over the last 5 years: 4.50%
Average management fees paid by fund members: 0.62%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	17.13%	23.94
Tradable corporate bonds and bond ETFs	30.55%	42.68
Non-tradable corporate bonds	1.20%	1.67
Equities, options and equity ETFs	15.24%	21.29
Deposits	0%	0
Loans	17.86%	24.95
Cash and cash equivalents	10.70%	14.95
Mutual funds	0.34%	0.47
Other assets	6.98%	9.75

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 11–20 of 23 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Meitav Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמיטב גמל ופנסיה בע"מ	No data	28.99%	30.78%	No data	0.61%	No data
Meitav Investment Provident Fund Credit and Bond Trackמיטב גמל ופנסיה בע"מ	No data	18.65%	18.68%	No data	0.63%	No data
Infinity Investment Provident Fund Credit and Bond Track with up to 25% Equitiesאינפיניטי השתלמות, גמל ופנסיה בע"מ	No data	27.92%	29.56%	No data	0.54%	No data
Harel Investment Provident Fund Credit and Bond Track with up to 25% Equitiesהראל פנסיה וגמל בע"מ	No data	27.92%	26.53%	No data	0.58%	No data
Harel Investment Provident Fund Credit and Bond Trackהראל פנסיה וגמל בע"מ	No data	No data	No data	No data	0.54%	No data
Clal Gemel Atid Credit and Bond Track with up to 25% Equitiesכלל פנסיה וגמל בע"מ	No data	27.85%	25.75%	No data	0.63%	No data
Clal Gemel Atid Credit and Bond Trackכלל פנסיה וגמל בע"מ	No data	18.32%	15.58%	No data	0.64%	No data
Ayalon Investment Provident Fund Credit and Bond Track with up to 25% Equitiesאיילון קופות גמל בע"מ	No data	No data	No data	No data	No data	No data
Ayalon Investment Provident Fund Credit and Bond Trackאיילון קופות גמל בע"מ	No data	No data	No data	No data	No data	No data
Analyst Track-based — Investment Provident Fund Credit and Bond Track with up to 25% Equitiesאנליסט קופות גמל בע"מ	No data	27.49%	25.88%	No data	0.61%	No data
Market average	No data	23.19%	22.70%	No data	0.62%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	17.13%	23.94
Tradable corporate bonds and bond ETFs	30.55%	42.68
Non-tradable corporate bonds	1.20%	1.67
Equities, options and equity ETFs	15.24%	21.29
Deposits	0%	0
Loans	17.86%	24.95
Cash and cash equivalents	10.70%	14.95
Mutual funds	0.34%	0.47
Other assets	6.98%	9.75