Analyst Track-based — Investment Provident Fund Credit and Bond Track with up to 25% Equities

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 7986
Track type: Credit and Bond Track
Savings type: Kupat Gemel LeHashkaa (קופת גמל להשקעה)
Managing institution: אנליסט קופות גמל בע"מ

Assets and exposures

Total assets managed in this fund (₪ millions): 210.21
Liquid-asset share: 92.80%
Total equity exposure: 21.77%
Foreign exposure: 19.81%
Foreign-currency exposure: 13.55%
Equity exposure from asset allocation: 15.58%
Standard deviation: 3.97%
Sharpe ratio: 0.72

Returns and management fees

Return in the last month: 0.35%
Year-to-date return: 4.75%
36-month cumulative return: 27.5%
60-month cumulative return: 25.9%
Average annual return over the last 3 years: 8.43%
Average annual return over the last 5 years: 4.71%
Average management fees paid by fund members: 0.61%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	40.70%	85.56
Tradable corporate bonds and bond ETFs	36.45%	76.61
Non-tradable corporate bonds	0.48%	1.01
Equities, options and equity ETFs	15.58%	32.74
Deposits	0%	0
Loans	0%	0
Cash and cash equivalents	6.39%	13.44
Mutual funds	0%	0
Other assets	0.40%	0.84

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 11–20 of 23 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Infinity Investment Provident Fund Credit and Bond Track with up to 25% Equitiesאינפיניטי השתלמות, גמל ופנסיה בע"מ	No data	27.92%	29.56%	No data	0.54%	No data
Meitav Investment Provident Fund Credit and Bond Trackמיטב גמל ופנסיה בע"מ	No data	18.65%	18.68%	No data	0.63%	No data
Meitav Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמיטב גמל ופנסיה בע"מ	No data	28.99%	30.78%	No data	0.61%	No data
Menora Mivtachim Investment Provident Fund Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	No data	22.16%	30.98%	No data	0.54%	No data
Menora Mivtachim Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמנורה מבטחים פנסיה וגמל בע"מ	No data	17.21%	13.55%	No data	0.57%	No data
Migdal Investment Provident Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	No data	No data	No data	No data	0.62%	No data
Migdal Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	No data	28.02%	24.63%	No data	0.62%	No data
More Investment Provident Fund -Credit and Bond Track with up to 25% Equitiesמור גמל ופנסיה בע"מ	No data	26.94%	31.32%	No data	0.72%	No data
More Investment Provident Fund — Credit and Bond Trackמור גמל ופנסיה בע"מ	No data	29.35%	No data	No data	0.70%	No data
Phoenix Investment Provident Fund Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	No data	16.31%	15.00%	No data	0.64%	No data
Market average	No data	23.19%	22.70%	No data	0.62%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	40.70%	85.56
Tradable corporate bonds and bond ETFs	36.45%	76.61
Non-tradable corporate bonds	0.48%	1.01
Equities, options and equity ETFs	15.58%	32.74
Deposits	0%	0
Loans	0%	0
Cash and cash equivalents	6.39%	13.44
Mutual funds	0%	0
Other assets	0.40%	0.84

Rating

Plan membership

Infinity Investment Provident Fund Credit and Bond Track with up to 25% Equitiesאינפיניטי השתלמות, גמל ופנסיה בע"מ

No data

27.92%

29.56%

No data

0.54%

No data

Meitav Investment Provident Fund Credit and Bond Trackמיטב גמל ופנסיה בע"מ

No data

18.65%

18.68%

No data

0.63%

No data

Meitav Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמיטב גמל ופנסיה בע"מ

No data

28.99%

30.78%

No data

0.61%

No data

Menora Mivtachim Investment Provident Fund Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ

No data

22.16%

30.98%

No data

0.54%

No data

Menora Mivtachim Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמנורה מבטחים פנסיה וגמל בע"מ

No data

17.21%

13.55%

No data

0.57%

No data

Migdal Investment Provident Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ

No data

0.62%

No data

Migdal Investment Provident Fund Credit and Bond Track with up to 25% Equitiesמגדל מקפת קרנות פנסיה וקופות גמל בע"מ

No data

28.02%

24.63%

No data

0.62%

No data

More Investment Provident Fund -Credit and Bond Track with up to 25% Equitiesמור גמל ופנסיה בע"מ

No data

26.94%

31.32%

No data

0.72%

No data

More Investment Provident Fund — Credit and Bond Trackמור גמל ופנסיה בע"מ

No data

29.35%

No data

0.70%

No data

Phoenix Investment Provident Fund Credit and Bond Trackהפניקס פנסיה וגמל בע"מ

No data

16.31%

15.00%

No data

0.64%

No data

Market average

No data

23.19%

22.70%

No data

0.62%

Analyst Track-based — Investment Provident Fund Credit and Bond Track with up to 25% Equities

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

Analyst Track-based — Investment Provident Fund Credit and Bond Track with up to 25% Equities

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track