Data updated through August 2026
Compare banks and credit-card companies by median and average rates on loans actually issued during the reporting month.
Updated: August 2026
| Action | |||
|---|---|---|---|
| 6.15% | 6.32% | — | |
| 6.57% | 6.61% | Apply for a loan | |
| 7.11% | 7.30% | Apply for a loan | |
| 7.43% | 7.28% | Apply for a loan | |
| 8.16% | 7.54% | Apply for a loan | |
| 8.45% | 7.82% | Apply for a loan | |
| 9.29% | 9.69% | Apply for a loan | |
| 9.30% | 8.37% | Apply for a loan | |
| 9.75% | 7.92% | Apply for a loan | |
| 10.25% | 8.37% | Apply for a loan | |
| 10.40% | 9.53% | Apply for a loan | |
| 10.90% | 10.37% | Apply for a loan | |
| 11.57% | 8.87% | Apply for a loan |
Only when there is a clear need and a repayment plan that fits your budget. Before deciding, consider alternatives, compare the total cost, and leave room for unexpected expenses.
An overdraft is credit with no fixed end date and can become permanent debt. A structured loan has a repayment schedule, but you still need to compare its interest rate and total cost. The right choice depends on your circumstances and existing obligations.
The average rate is affected by loans with particularly high or low rates. The median rate is the midpoint: half of the loans were granted at a lower rate and half at a higher rate.
Yes. Comparison data and offers from other lenders can provide a basis for requesting a better interest rate and terms that suit you.
Source: Bank of Israel comparison tool