Phoenix Provident Fund — Ages 60 and over Track

Data updated through August 2026

Investment policy — mdrgvt — Ages 60 and over

Fund details

Fund number: 401
Track type: Ages 60 and over
Savings type: Kupat Gemel (קופת גמל)
Managing institution: הפניקס פנסיה וגמל בע"מ
Inception date: 01/06/1980

Assets and exposures

Total assets managed in this fund (₪ millions): 10,792.65
Liquid-asset share: 78.90%
Total equity exposure: 29.37%
Foreign exposure: 44.23%
Foreign-currency exposure: 15.52%
Equity exposure from asset allocation: 20.33%
Standard deviation: 4.21%
Sharpe ratio: 0.91

Returns and management fees

Return in the last month: 0.80%
12-month return: 9.44%
36-month cumulative return: 30.9%
60-month cumulative return: 32.4%
Average annual return over the last 3 years: 9.38%
Average annual return over the last 5 years: 5.78%
Average management fees paid by fund members: 0.60%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	22.41%	2,418.33
Tradable corporate bonds and bond ETFs	20.35%	2,196.16
Non-tradable corporate bonds	1.63%	175.53
Equities, options and equity ETFs	20.33%	2,194.57
Deposits	-1.35%	-145.2
Loans	8.50%	916.95
Cash and cash equivalents	13.36%	1,441.38
Mutual funds	1.43%	154.16
Other assets	13.35%	1,440.76

Asset allocation

The chart shows positive values only; the complete source data appears in the table.

Comparison in the Ages 60 and over track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 1–10 of 12 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Yelin Lapidot Provident Fund Ages 60 and over Trackילין לפידות ניהול קופות גמל בע"מ	7.81%	26.65%	28.39%		0.63%	Visit institution website
Phoenix Provident Fund — Ages 60 and over TrackSelected Fund · הפניקס פנסיה וגמל בע"מ	9.44%	30.88%	32.42%		0.60%	Visit institution website
Migdal Benefits and Severance Ages 60 and over Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	9.72%	29.75%	30.04%		0.49%	Visit institution website
Menora Mivtachim Benefits and Severance Ages 60 and over Trackמנורה מבטחים פנסיה וגמל בע"מ	10.55%	29.70%	29.71%		0.45%	Visit institution website
Meitav Provident Fund — Ages 60 and over Trackמיטב גמל ופנסיה בע"מ	9.84%	31.52%	35.02%		0.56%	Visit institution website
Infinity Provident Fund Ages 60 and over Trackאינפיניטי השתלמות, גמל ופנסיה בע"מ	12.12%	38.03%	40.71%		0.58%	Visit institution website
Harel Provident Fund Ages 60 and over Trackהראל פנסיה וגמל בע"מ	9.38%	25.57%	26.55%		0.56%	Visit institution website
Clal Tamar Ages 60 and overכלל פנסיה וגמל בע"מ	10.66%	30.05%	30.26%		0.56%	Visit institution website
Ayalon Savings Provident Fund — Ages 60 and over Trackאיילון קופות גמל בע"מ	No data	No data	No data	No data**	No data	No data
Analyst Track-based Provident Fund — Ages 60 and over Trackאנליסט קופות גמל בע"מ	9.48%	29.92%	30.33%		0.61%	Visit institution website
Market average	9.56%	29.52%	31.06%	No data	0.57%

** Not enough data for a rating yet

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	22.41%	2,418.33
Tradable corporate bonds and bond ETFs	20.35%	2,196.16
Non-tradable corporate bonds	1.63%	175.53
Equities, options and equity ETFs	20.33%	2,194.57
Deposits	-1.35%	-145.2
Loans	8.50%	916.95
Cash and cash equivalents	13.36%	1,441.38
Mutual funds	1.43%	154.16
Other assets	13.35%	1,440.76