How can you buy a home without being overwhelmed by the payments? A mortgage is not merely a loan from the bank. It is your family's largest and most significant financial commitment over decades. In this section, we will break down the complex terms, understand how repayment works, and see how small decisions you make today — when building the loan mix, choosing the repayment method, or negotiating with banks — can be worth hundreds of thousands of shekels over the years.
Everything you need to know about mortgages.
Understand the roles and interests of the main players in the mortgage market.
Understand what a mortgage adviser does, when professional guidance is worthwhile and how to choose an objective adviser.
Compare Spitzer, balloon, and equal-principal mortgage repayment methods.
Learn how to monitor, refinance, and manage your mortgage over time.
This article is intended for those who manage their own investment portfolios—for example, through an independent trading account at a bank or investment firm—and personally buy exchange-traded funds (ETFs), index-tracking funds, stocks, or bonds.
When we say a stock is “traded on the exchange,” it is easy to think that all of a company's shares circulate freely in the market and that anyone can buy or sell at any time. In practice, that is not the case.
A public company can raise capital in several ways. It can take out a loan, issue bonds, or issue new shares.
A company seeking growth, expansion, or new product development needs one key thing: money. It may come as a bank loan, from private investors (venture capital funds or angels), or from the public through the stock exchange.