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English
Englishעברית
English
Englishעברית
How can you buy a home without being overwhelmed by the payments? A mortgage is not merely a loan from the bank. It is your family's largest and most significant financial commitment over decades. In this section, we will break down the complex terms, understand how repayment works, and see how small decisions you make today — when building the loan mix, choosing the repayment method, or negotiating with banks — can be worth hundreds of thousands of shekels over the years.
Everything you need to know about mortgages.
Understand the roles and interests of the main players in the mortgage market.
Understand what a mortgage adviser does, when professional guidance is worthwhile and how to choose an objective adviser.
Understand the main mortgage tracks and the balance between stability, flexibility and cost.
Build a mortgage mix that balances stability, flexibility, risk and total cost.
Compare Spitzer, balloon, and equal-principal mortgage repayment methods.
Learn how to monitor, refinance, and manage your mortgage over time.
This article is intended mainly for people who manage their investment portfolio themselves—for example, through an independent trading account at a bank or investment house—and buy ETFs, index-tracking funds, shares, or bonds themselves.
When we say that a share is “traded on the stock exchange,” it is easy to think that all of the company’s shares circulate freely in the market. In practice, that is far from the case.
