Menora Mivtachim Pension Credit and Bond Track

Data updated through August 2026

Credit and Bond Track

Fund details

Fund number: 13349
Track type: Credit and Bond Track
Savings type: Keren Pensia (קרן פנסיה)
Managing institution: מנורה מבטחים פנסיה וגמל בע"מ
Inception date: 29/12/2020

Assets and exposures

Total assets managed in this fund (₪ millions): 392.3
Liquid-asset share: 88.30%
Total equity exposure: 16.87%
Foreign exposure: 20.20%
Foreign-currency exposure: 16.13%
Equity exposure from asset allocation: 13.43%
Standard deviation — 5 years: 3.78%
Sharpe ratio: 0.99

Returns and management fees

Return in the last month: 0.54%
12-month return: 7.37%
36-month cumulative return: 23.7%
60-month cumulative return: 36.5%
Average annual return over the last 3 years: 7.34%
Average annual return over the last 5 years: 6.43%
Average fees on deposits: 1.73%
Average fees on assets: 0.15%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	13.43%	52.67
Tradable corporate bonds and bond ETFs	39.86%	156.39
Non-tradable corporate bonds	0.01%	0.04
Equities, options and equity ETFs	13.43%	52.67
Deposits	0%	0
Loans	0%	0
Cash and cash equivalents	3.68%	14.43
Mutual funds	2.11%	8.28
Other assets	0.19%	0.76
Designated bonds	27.29%	107.06

These figures cannot be shown as a pie chart. See the table.

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Showing 1–7 of 7 funds

Fund name	12 months	3 years	5 years	Rating	Management fees on deposits	Management fees on assets	Plan membership
Harel Pension — Credit and Bond Trackהראל פנסיה וגמל בע"מ	6.10%	18.91%	22.87%		1.47%	0.16%	Visit institution website
Migdal Makefet Individual Pension Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.43%	19.73%	23.13%		1.56%	0.14%	Visit institution website
Phoenix Comprehensive Pension Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	5.16%	20.56%	27.19%		1.53%	0.14%	Visit institution website
Meitav Comprehensive Pension Credit and Bond Trackמיטב גמל ופנסיה בע"מ	5.99%	21.67%	29.18%		1.25%	0.11%	Visit institution website
Clal Pension Credit and Bond Trackכלל פנסיה וגמל בע"מ	6.29%	22.11%	27.24%		1.52%	0.14%	Visit institution website
More Comprehensive Pension — Credit and Bond Trackמור גמל ופנסיה בע"מ	6.30%	26.10%	No data		1.05%	0.19%	Visit institution website
Menora Mivtachim Pension Credit and Bond TrackSelected Fund · מנורה מבטחים פנסיה וגמל בע"מ	7.37%	23.67%	36.54%		1.73%	0.15%	Visit institution website
Market average	6.09%	21.82%	27.69%	No data	1.44%	0.15%

* Rating based on three years of data

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

Harel Pension — Credit and Bond Track6.10%
Migdal Makefet Individual Pension Credit and Bond Track5.43%
Phoenix Comprehensive Pension Credit and Bond Track5.16%
Meitav Comprehensive Pension Credit and Bond Track5.99%
Clal Pension Credit and Bond Track6.29%
More Comprehensive Pension — Credit and Bond Track6.30%
Menora Mivtachim Pension Credit and Bond Track7.37%
Market average6.09%

Menora Mivtachim Pension Credit and Bond Track

Data updated through August 2026

Credit and Bond Track

Fund details

Fund number: 13349
Track type: Credit and Bond Track
Savings type: Keren Pensia (קרן פנסיה)
Managing institution: מנורה מבטחים פנסיה וגמל בע"מ
Inception date: 29/12/2020

Assets and exposures

Total assets managed in this fund (₪ millions): 392.3
Liquid-asset share: 88.30%
Total equity exposure: 16.87%
Foreign exposure: 20.20%
Foreign-currency exposure: 16.13%
Equity exposure from asset allocation: 13.43%
Standard deviation — 5 years: 3.78%
Sharpe ratio: 0.99

Returns and management fees

Return in the last month: 0.54%
12-month return: 7.37%
36-month cumulative return: 23.7%
60-month cumulative return: 36.5%
Average annual return over the last 3 years: 7.34%
Average annual return over the last 5 years: 6.43%
Average fees on deposits: 1.73%
Average fees on assets: 0.15%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	13.43%	52.67
Tradable corporate bonds and bond ETFs	39.86%	156.39
Non-tradable corporate bonds	0.01%	0.04
Equities, options and equity ETFs	13.43%	52.67
Deposits	0%	0
Loans	0%	0
Cash and cash equivalents	3.68%	14.43
Mutual funds	2.11%	8.28
Other assets	0.19%	0.76
Designated bonds	27.29%	107.06

These figures cannot be shown as a pie chart. See the table.

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Showing 1–7 of 7 funds

Fund name	12 months	3 years	5 years	Rating	Management fees on deposits	Management fees on assets	Plan membership
Harel Pension — Credit and Bond Trackהראל פנסיה וגמל בע"מ	6.10%	18.91%	22.87%		1.47%	0.16%	Visit institution website
Migdal Makefet Individual Pension Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.43%	19.73%	23.13%		1.56%	0.14%	Visit institution website
Phoenix Comprehensive Pension Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	5.16%	20.56%	27.19%		1.53%	0.14%	Visit institution website
Meitav Comprehensive Pension Credit and Bond Trackמיטב גמל ופנסיה בע"מ	5.99%	21.67%	29.18%		1.25%	0.11%	Visit institution website
Clal Pension Credit and Bond Trackכלל פנסיה וגמל בע"מ	6.29%	22.11%	27.24%		1.52%	0.14%	Visit institution website
More Comprehensive Pension — Credit and Bond Trackמור גמל ופנסיה בע"מ	6.30%	26.10%	No data		1.05%	0.19%	Visit institution website
Menora Mivtachim Pension Credit and Bond TrackSelected Fund · מנורה מבטחים פנסיה וגמל בע"מ	7.37%	23.67%	36.54%		1.73%	0.15%	Visit institution website
Market average	6.09%	21.82%	27.69%	No data	1.44%	0.15%

* Rating based on three years of data

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

Harel Pension — Credit and Bond Track6.10%
Migdal Makefet Individual Pension Credit and Bond Track5.43%
Phoenix Comprehensive Pension Credit and Bond Track5.16%
Meitav Comprehensive Pension Credit and Bond Track5.99%
Clal Pension Credit and Bond Track6.29%
More Comprehensive Pension — Credit and Bond Track6.30%
Menora Mivtachim Pension Credit and Bond Track7.37%
Market average6.09%

Menora Mivtachim Pension Credit and Bond Track

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return

Menora Mivtachim Pension Credit and Bond Track

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return