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In long-term savings, even differences that seem small can add up to significant amounts over the years. This page lets you compare funds and tracks by long-term performance, management fees, risk measures and additional data, and see how each fund compares with its peers.

Keren Pensia (קרן פנסיה)

Updating the comparison…

Compare long-term savings: returns, fees and risk in one place

Sources and freshness are detailed for each savings product

Compare Keren Pensia (קרן פנסיה)

Data updated through August 2026

Compare new Keren Pensia (קרן פנסיה) funds and active tracks by returns, rating, contribution fees and asset-management fees.

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Comparison results

115 funds across 15 tracks

Marketable Bond Track

5 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Rating	Management fees on deposits	Management fees on assets	Plan membership
Clal Pension Marketable Bond Trackכלל פנסיה וגמל בע"מ	5.74%	No data	No data	No data**	1.52%	0.14%	Visit institution website
Harel Pension Marketable Bond Trackהראל פנסיה וגמל בע"מ	5.87%	No data	No data	No data**	1.47%	0.16%	Visit institution website
Meitav Comprehensive Pension — Marketable Bond Trackמיטב גמל ופנסיה בע"מ	-3.38%	No data	No data	No data**	1.25%	0.11%	Visit institution website
More Comprehensive Pension — Specialist Marketable Investments Marketable Bond Trackמור גמל ופנסיה בע"מ	6.27%	No data	No data	No data**	1.05%	0.19%	Visit institution website
Phoenix Comprehensive Pension — Marketable Bond Trackהפניקס פנסיה וגמל בע"מ	9.70%	No data	No data	No data**	1.53%	0.14%	Visit institution website
Market average	4.84%	No data	No data		1.36%	0.15%

** Not enough data for a rating yet

Credit and Bond Track

7 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Management fees on deposits	Management fees on assets	Plan membership
Menora Mivtachim Pension Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	7.37%	23.67%	36.54%	1.73%	0.15%	Visit institution website
More Comprehensive Pension — Credit and Bond Trackמור גמל ופנסיה בע"מ	6.30%	26.10%	No data	1.05%	0.19%	Visit institution website
Clal Pension Credit and Bond Trackכלל פנסיה וגמל בע"מ	6.29%	22.11%	27.24%	1.52%	0.14%	Visit institution website
Meitav Comprehensive Pension Credit and Bond Trackמיטב גמל ופנסיה בע"מ	5.99%	21.67%	29.18%	1.25%	0.11%	Visit institution website
Phoenix Comprehensive Pension Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	5.16%	20.56%	27.19%	1.53%	0.14%	Visit institution website
Migdal Makefet Individual Pension Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.43%	19.73%	23.13%	1.56%	0.14%	Visit institution website
Harel Pension — Credit and Bond Trackהראל פנסיה וגמל בע"מ	6.10%	18.91%	22.87%	1.47%	0.16%	Visit institution website
Market average	6.09%	21.82%	27.69%	1.44%	0.15%

* Rating based on three years of data

Halacha

9 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Rating	Management fees on deposits	Management fees on assets	Plan membership
Harel Pension — Halachaהראל פנסיה וגמל בע"מ	14.77%	43.79%	54.72%		1.47%	0.16%	Visit institution website
Phoenix Comprehensive Pension — Halacha Trackהפניקס פנסיה וגמל בע"מ	13.25%	42.81%	53.58%		1.53%	0.14%	Visit institution website
Clal Pension Halachaכלל פנסיה וגמל בע"מ	13.63%	42.43%	51.94%		1.52%	0.14%	Visit institution website
Migdal Makefet Individual Pension Halachaמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	12.92%	41.94%	51.42%		1.56%	0.14%	Visit institution website
Meitav Comprehensive Pension Halachaמיטב גמל ופנסיה בע"מ	12.69%	40.87%	49.32%		1.25%	0.11%	Visit institution website
Altshuler Shaham Comprehensive Pension Halachaאלטשולר שחם גמל ופנסיה בע"מ	10.93%	39.90%	44.71%		1.24%	0.15%	Visit institution website
Menora Mivtachim Pension — Halacha Trackמנורה מבטחים פנסיה וגמל בע"מ	12.18%	36.98%	41.16%		1.73%	0.15%	Visit institution website
Infinity Comprehensive Pension Halachaאינפיניטי השתלמות, גמל ופנסיה בע"מ	8.50%	31.50%	No data		1.00%	0.18%	Visit institution website
More Comprehensive Pension Halachaמור גמל ופנסיה בע"מ	No data	No data	No data	No data**	No data	No data	Visit institution website
Market average	12.36%	40.03%	49.55%		1.41%	0.15%

* Rating based on three years of data

** Not enough data for a rating yet

General

3 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Management fees on deposits	Management fees on assets	Plan membership
Menora Mivtachim Pension — Generalמנורה מבטחים פנסיה וגמל בע"מ	14.49%	44.27%	57.66%	1.73%	0.15%	Visit institution website
Clal Pension Generalכלל פנסיה וגמל בע"מ	15.28%	45.39%	55.71%	1.52%	0.14%	Visit institution website
Migdal Makefet Individual Pension Generalמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	13.75%	42.65%	56.78%	1.56%	0.14%	Visit institution website
Market average	14.35%	42.46%	54.67%	1.55%	0.15%

SortSort order

Marketable Bond Track

5 Funds

Clal Pension Marketable Bond Track
כלל פנסיה וגמל בע"מ
12 months
5.74%
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees on deposits
1.52%
Management fees on assets
0.14%
Rating
No data**
Plan membership
Visit institution website
Harel Pension Marketable Bond Track
הראל פנסיה וגמל בע"מ
12 months
5.87%
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees on deposits
1.47%
Management fees on assets
0.16%
Rating
No data**
Plan membership
Visit institution website
Meitav Comprehensive Pension — Marketable Bond Track
מיטב גמל ופנסיה בע"מ
12 months
-3.38%
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees on deposits
1.25%
Management fees on assets
0.11%
Rating
No data**
Plan membership
Visit institution website
More Comprehensive Pension — Specialist Marketable Investments Marketable Bond Track
מור גמל ופנסיה בע"מ
12 months
6.27%
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees on deposits
1.05%
Management fees on assets
0.19%
Rating
No data**
Plan membership
Visit institution website
Phoenix Comprehensive Pension — Marketable Bond Track
הפניקס פנסיה וגמל בע"מ
12 months
9.70%
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees on deposits
1.53%
Management fees on assets
0.14%
Rating
No data**
Plan membership
Visit institution website

Market average

12 months: 4.84%
3 years (cumulative return): No data
5 years (cumulative return): No data
Management fees on deposits: 1.36%
Management fees on assets: 0.15%

** Not enough data for a rating yet

Credit and Bond Track

7 Funds

Menora Mivtachim Pension Credit and Bond Track
מנורה מבטחים פנסיה וגמל בע"מ
12 months
7.37%
3 years (cumulative return)
23.67%
5 years (cumulative return)
36.54%
Management fees on deposits
1.73%
Management fees on assets
0.15%
Rating
Plan membership
Visit institution website
More Comprehensive Pension — Credit and Bond Track
מור גמל ופנסיה בע"מ
12 months
6.30%
3 years (cumulative return)
26.10%
5 years (cumulative return)
No data
Management fees on deposits
1.05%
Management fees on assets
0.19%
Rating
Plan membership
Visit institution website
Clal Pension Credit and Bond Track
כלל פנסיה וגמל בע"מ
12 months
6.29%
3 years (cumulative return)
22.11%
5 years (cumulative return)
27.24%
Management fees on deposits
1.52%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website
Meitav Comprehensive Pension Credit and Bond Track
מיטב גמל ופנסיה בע"מ
12 months
5.99%
3 years (cumulative return)
21.67%
5 years (cumulative return)
29.18%
Management fees on deposits
1.25%
Management fees on assets
0.11%
Rating
Plan membership
Visit institution website
Phoenix Comprehensive Pension Credit and Bond Track
הפניקס פנסיה וגמל בע"מ
12 months
5.16%
3 years (cumulative return)
20.56%
5 years (cumulative return)
27.19%
Management fees on deposits
1.53%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website
Migdal Makefet Individual Pension Credit and Bond Track
מגדל מקפת קרנות פנסיה וקופות גמל בע"מ
12 months
5.43%
3 years (cumulative return)
19.73%
5 years (cumulative return)
23.13%
Management fees on deposits
1.56%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website
Harel Pension — Credit and Bond Track
הראל פנסיה וגמל בע"מ
12 months
6.10%
3 years (cumulative return)
18.91%
5 years (cumulative return)
22.87%
Management fees on deposits
1.47%
Management fees on assets
0.16%
Rating
Plan membership
Visit institution website

Market average

12 months: 6.09%
3 years (cumulative return): 21.82%
5 years (cumulative return): 27.69%
Management fees on deposits: 1.44%
Management fees on assets: 0.15%

* Rating based on three years of data

Halacha

9 Funds

Harel Pension — Halacha
הראל פנסיה וגמל בע"מ
12 months
14.77%
3 years (cumulative return)
43.79%
5 years (cumulative return)
54.72%
Management fees on deposits
1.47%
Management fees on assets
0.16%
Rating
Plan membership
Visit institution website
Phoenix Comprehensive Pension — Halacha Track
הפניקס פנסיה וגמל בע"מ
12 months
13.25%
3 years (cumulative return)
42.81%
5 years (cumulative return)
53.58%
Management fees on deposits
1.53%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website
Clal Pension Halacha
כלל פנסיה וגמל בע"מ
12 months
13.63%
3 years (cumulative return)
42.43%
5 years (cumulative return)
51.94%
Management fees on deposits
1.52%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website
Migdal Makefet Individual Pension Halacha
מגדל מקפת קרנות פנסיה וקופות גמל בע"מ
12 months
12.92%
3 years (cumulative return)
41.94%
5 years (cumulative return)
51.42%
Management fees on deposits
1.56%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website
Meitav Comprehensive Pension Halacha
מיטב גמל ופנסיה בע"מ
12 months
12.69%
3 years (cumulative return)
40.87%
5 years (cumulative return)
49.32%
Management fees on deposits
1.25%
Management fees on assets
0.11%
Rating
Plan membership
Visit institution website
Altshuler Shaham Comprehensive Pension Halacha
אלטשולר שחם גמל ופנסיה בע"מ
12 months
10.93%
3 years (cumulative return)
39.90%
5 years (cumulative return)
44.71%
Management fees on deposits
1.24%
Management fees on assets
0.15%
Rating
Plan membership
Visit institution website
Menora Mivtachim Pension — Halacha Track
מנורה מבטחים פנסיה וגמל בע"מ
12 months
12.18%
3 years (cumulative return)
36.98%
5 years (cumulative return)
41.16%
Management fees on deposits
1.73%
Management fees on assets
0.15%
Rating
Plan membership
Visit institution website
Infinity Comprehensive Pension Halacha
אינפיניטי השתלמות, גמל ופנסיה בע"מ
12 months
8.50%
3 years (cumulative return)
31.50%
5 years (cumulative return)
No data
Management fees on deposits
1.00%
Management fees on assets
0.18%
Rating
Plan membership
Visit institution website
More Comprehensive Pension Halacha
מור גמל ופנסיה בע"מ
12 months
No data
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees on deposits
No data
Management fees on assets
No data
Rating
No data**
Plan membership
Visit institution website

Market average

12 months: 12.36%
3 years (cumulative return): 40.03%
5 years (cumulative return): 49.55%
Management fees on deposits: 1.41%
Management fees on assets: 0.15%

* Rating based on three years of data

** Not enough data for a rating yet

General

3 Funds

Menora Mivtachim Pension — General
מנורה מבטחים פנסיה וגמל בע"מ
12 months
14.49%
3 years (cumulative return)
44.27%
5 years (cumulative return)
57.66%
Management fees on deposits
1.73%
Management fees on assets
0.15%
Rating
Plan membership
Visit institution website
Clal Pension General
כלל פנסיה וגמל בע"מ
12 months
15.28%
3 years (cumulative return)
45.39%
5 years (cumulative return)
55.71%
Management fees on deposits
1.52%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website
Migdal Makefet Individual Pension General
מגדל מקפת קרנות פנסיה וקופות גמל בע"מ
12 months
13.75%
3 years (cumulative return)
42.65%
5 years (cumulative return)
56.78%
Management fees on deposits
1.56%
Management fees on assets
0.14%
Rating
Plan membership
Visit institution website

Market average

12 months: 14.35%
3 years (cumulative return): 42.46%
5 years (cumulative return): 54.67%
Management fees on deposits: 1.55%
Management fees on assets: 0.15%

Source: PensionNet — Official dataset

Keren Pensia (קרן פנסיה)

Updating the comparison…