Compare long-term savings: returns, fees and risk in one place

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In long-term savings, even differences that seem small can add up to significant amounts over the years. This page lets you compare funds and tracks by long-term performance, management fees, risk measures and additional data, and see how each fund compares with its peers.

Hisachon LeKol Yeled (חיסכון לכל ילד)

Updating the comparison…

Compare long-term savings: returns, fees and risk in one place

Sources and freshness are detailed for each savings product

Compare Hisachon LeKol Yeled (חיסכון לכל ילד)

Data updated through August 2026

Compare Hisachon LeKol Yeled (חיסכון לכל ילד) tracks by returns, management fees, Sharpe ratio, assets and rating within the same track.

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Comparison results

41 funds across 7 tracks

Sharia-compliant

2 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Management fees	Sharpe ratio	Assets (₪ millions)	Plan membership
Phoenix Child Savings- Shariaהפניקס פנסיה וגמל בע"מ	12.72%	40.89%	59.15%	0.00%	0.85	88.21	Visit institution website
More Child Savings — Sharia Trackמור גמל ופנסיה בע"מ	0.68%	3.02%	17.17%	0.00%	‎-0.15	19.52	Visit institution website
Market average	6.70%	21.96%	38.16%	0.00%	0.35	53.86

Jewish Halacha

9 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Rating	Management fees	Sharpe ratio	Assets (₪ millions)	Plan membership
More Child Savings — Halacha Trackמור גמל ופנסיה בע"מ	21.32%	67.92%	71.95%		0.01%	1.22	138.21	Visit institution website
Harel Child Savings — Halacha Trackהראל פנסיה וגמל בע"מ	19.88%	49.47%	51.83%		0.01%	1.04	3,119.60	Visit institution website
Infinity Child Savings — Halacha Trackאינפיניטי השתלמות, גמל ופנסיה בע"מ	10.28%	40.25%	53.75%		0.00%	0.80	799.29	Visit institution website
Migdal Child Savings — Halacha Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	12.48%	38.20%	38.00%		0.01%	0.88	153.39	Visit institution website
Menora Mivtachim Child Savings Program — Halacha Trackמנורה מבטחים פנסיה וגמל בע"מ	11.44%	36.51%	35.60%		0.01%	0.85	153.62	Visit institution website
Phoenix Child Savings — Halacha Trackהפניקס פנסיה וגמל בע"מ	10.78%	35.62%	36.05%		0.01%	0.81	72.52	Visit institution website
Altshuler Shaham Child Savings Halachaאלטשולר שחם גמל ופנסיה בע"מ	10.22%	35.11%	31.58%		0.01%	0.63	1,009.52	Visit institution website
Meitav Long-Term Child Savings Provident Fund — Halacha Trackמיטב גמל ופנסיה בע"מ	7.73%	19.43%	19.53%		0.01%	0.20	722.72	Visit institution website
Clal Child Savings Program Halachaכלל פנסיה וגמל בע"מ	No data	No data	No data	No data**	No data	No data	0.12	Visit institution website
Market average	13.02%	40.31%	42.29%		0.01%	0.80	685.44

** Not enough data for a rating yet

Child savings – medium risk

9 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Rating	Management fees	Sharpe ratio	Assets (₪ millions)	Plan membership
Infinity Child Savings — Medium-Risk Trackאינפיניטי השתלמות, גמל ופנסיה בע"מ	14.26%	47.55%	52.19%		0.02%	1.04	25.98	Visit institution website
Meitav Child Savings Program Provident Fund — Medium-Risk Trackמיטב גמל ופנסיה בע"מ	13.40%	43.97%	46.12%		0.02%	1.07	308.25	Visit institution website
Analyst Track-based — Long-Term Child Savings Provident Fund — Medium-Risk Trackאנליסט קופות גמל בע"מ	10.81%	42.97%	49.10%		0.02%	1.03	226.11	Visit institution website
Menora Mivtachim Child Savings Program — Medium-Risk Trackמנורה מבטחים פנסיה וגמל בע"מ	13.65%	40.56%	43.11%		0.01%	1.01	199.13	Visit institution website
Phoenix Child Savings — Medium-Risk Trackהפניקס פנסיה וגמל בע"מ	12.04%	42.40%	41.94%		0.02%	0.91	208.41	Visit institution website
Migdal Child Savings — Medium-Risk Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	13.14%	40.59%	41.04%		0.01%	0.97	156.06	Visit institution website
Harel Child Savings — Medium-Risk Trackהראל פנסיה וגמל בע"מ	13.13%	37.55%	39.41%		0.01%	0.90	566.66	Visit institution website
Altshuler Shaham Child Savings Medium Riskאלטשולר שחם גמל ופנסיה בע"מ	11.02%	38.74%	35.60%		0.02%	0.74	2,309.82	Visit institution website
Clal Child Savings Program Medium-Risk Trackכלל פנסיה וגמל בע"מ	No data	No data	No data	No data**	No data	No data	0.17	Visit institution website
Market average	12.68%	41.79%	43.56%		0.02%	0.96	444.51

** Not enough data for a rating yet

Child savings – high risk

4 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Management fees	Sharpe ratio	Assets (₪ millions)	Plan membership
Meitav Child Savings Program Provident Fund — High-Risk Trackמיטב גמל ופנסיה בע"מ	22.41%	77.66%	79.18%	0.01%	1.06	610.07	Visit institution website
Infinity Child Savings — High-Risk Trackאינפיניטי השתלמות, גמל ופנסיה בע"מ	18.66%	69.58%	92.15%	0.00%	1.15	638.56	Visit institution website
Phoenix Child Savings — High-Risk Trackהפניקס פנסיה וגמל בע"מ	21.45%	72.99%	77.34%	0.01%	1.09	580.18	Visit institution website
Menora Mivtachim Child Savings Program — High-Risk Trackמנורה מבטחים פנסיה וגמל בע"מ	23.59%	75.58%	75.42%	0.01%	1.04	403.22	Visit institution website
Market average	21.03%	72.22%	75.97%	0.01%	1.02	1,612.78

SortSort order

Sharia-compliant

2 Funds

Phoenix Child Savings- Sharia
הפניקס פנסיה וגמל בע"מ
12 months
12.72%
3 years (cumulative return)
40.89%
5 years (cumulative return)
59.15%
Management fees
0.00%
Sharpe ratio
0.85
Assets (₪ millions)
88.21
Rating
Plan membership
Visit institution website
More Child Savings — Sharia Track
מור גמל ופנסיה בע"מ
12 months
0.68%
3 years (cumulative return)
3.02%
5 years (cumulative return)
17.17%
Management fees
0.00%
Sharpe ratio
‎-0.15
Assets (₪ millions)
19.52
Rating
Plan membership
Visit institution website

Market average

12 months: 6.70%
3 years (cumulative return): 21.96%
5 years (cumulative return): 38.16%
Management fees: 0.00%
Sharpe ratio: 0.35
Assets (₪ millions): 53.86

Jewish Halacha

9 Funds

More Child Savings — Halacha Track
מור גמל ופנסיה בע"מ
12 months
21.32%
3 years (cumulative return)
67.92%
5 years (cumulative return)
71.95%
Management fees
0.01%
Sharpe ratio
1.22
Assets (₪ millions)
138.21
Rating
Plan membership
Visit institution website
Harel Child Savings — Halacha Track
הראל פנסיה וגמל בע"מ
12 months
19.88%
3 years (cumulative return)
49.47%
5 years (cumulative return)
51.83%
Management fees
0.01%
Sharpe ratio
1.04
Assets (₪ millions)
3,119.60
Rating
Plan membership
Visit institution website
Infinity Child Savings — Halacha Track
אינפיניטי השתלמות, גמל ופנסיה בע"מ
12 months
10.28%
3 years (cumulative return)
40.25%
5 years (cumulative return)
53.75%
Management fees
0.00%
Sharpe ratio
0.80
Assets (₪ millions)
799.29
Rating
Plan membership
Visit institution website
Migdal Child Savings — Halacha Track
מגדל מקפת קרנות פנסיה וקופות גמל בע"מ
12 months
12.48%
3 years (cumulative return)
38.20%
5 years (cumulative return)
38.00%
Management fees
0.01%
Sharpe ratio
0.88
Assets (₪ millions)
153.39
Rating
Plan membership
Visit institution website
Menora Mivtachim Child Savings Program — Halacha Track
מנורה מבטחים פנסיה וגמל בע"מ
12 months
11.44%
3 years (cumulative return)
36.51%
5 years (cumulative return)
35.60%
Management fees
0.01%
Sharpe ratio
0.85
Assets (₪ millions)
153.62
Rating
Plan membership
Visit institution website
Phoenix Child Savings — Halacha Track
הפניקס פנסיה וגמל בע"מ
12 months
10.78%
3 years (cumulative return)
35.62%
5 years (cumulative return)
36.05%
Management fees
0.01%
Sharpe ratio
0.81
Assets (₪ millions)
72.52
Rating
Plan membership
Visit institution website
Altshuler Shaham Child Savings Halacha
אלטשולר שחם גמל ופנסיה בע"מ
12 months
10.22%
3 years (cumulative return)
35.11%
5 years (cumulative return)
31.58%
Management fees
0.01%
Sharpe ratio
0.63
Assets (₪ millions)
1,009.52
Rating
Plan membership
Visit institution website
Meitav Long-Term Child Savings Provident Fund — Halacha Track
מיטב גמל ופנסיה בע"מ
12 months
7.73%
3 years (cumulative return)
19.43%
5 years (cumulative return)
19.53%
Management fees
0.01%
Sharpe ratio
0.20
Assets (₪ millions)
722.72
Rating
Plan membership
Visit institution website
Clal Child Savings Program Halacha
כלל פנסיה וגמל בע"מ
12 months
No data
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees
No data
Sharpe ratio
No data
Assets (₪ millions)
0.12
Rating
No data**
Plan membership
Visit institution website

Market average

12 months: 13.02%
3 years (cumulative return): 40.31%
5 years (cumulative return): 42.29%
Management fees: 0.01%
Sharpe ratio: 0.80
Assets (₪ millions): 685.44

** Not enough data for a rating yet

Child savings – medium risk

9 Funds

Infinity Child Savings — Medium-Risk Track
אינפיניטי השתלמות, גמל ופנסיה בע"מ
12 months
14.26%
3 years (cumulative return)
47.55%
5 years (cumulative return)
52.19%
Management fees
0.02%
Sharpe ratio
1.04
Assets (₪ millions)
25.98
Rating
Plan membership
Visit institution website
Meitav Child Savings Program Provident Fund — Medium-Risk Track
מיטב גמל ופנסיה בע"מ
12 months
13.40%
3 years (cumulative return)
43.97%
5 years (cumulative return)
46.12%
Management fees
0.02%
Sharpe ratio
1.07
Assets (₪ millions)
308.25
Rating
Plan membership
Visit institution website
Analyst Track-based — Long-Term Child Savings Provident Fund — Medium-Risk Track
אנליסט קופות גמל בע"מ
12 months
10.81%
3 years (cumulative return)
42.97%
5 years (cumulative return)
49.10%
Management fees
0.02%
Sharpe ratio
1.03
Assets (₪ millions)
226.11
Rating
Plan membership
Visit institution website
Menora Mivtachim Child Savings Program — Medium-Risk Track
מנורה מבטחים פנסיה וגמל בע"מ
12 months
13.65%
3 years (cumulative return)
40.56%
5 years (cumulative return)
43.11%
Management fees
0.01%
Sharpe ratio
1.01
Assets (₪ millions)
199.13
Rating
Plan membership
Visit institution website
Phoenix Child Savings — Medium-Risk Track
הפניקס פנסיה וגמל בע"מ
12 months
12.04%
3 years (cumulative return)
42.40%
5 years (cumulative return)
41.94%
Management fees
0.02%
Sharpe ratio
0.91
Assets (₪ millions)
208.41
Rating
Plan membership
Visit institution website
Migdal Child Savings — Medium-Risk Track
מגדל מקפת קרנות פנסיה וקופות גמל בע"מ
12 months
13.14%
3 years (cumulative return)
40.59%
5 years (cumulative return)
41.04%
Management fees
0.01%
Sharpe ratio
0.97
Assets (₪ millions)
156.06
Rating
Plan membership
Visit institution website
Harel Child Savings — Medium-Risk Track
הראל פנסיה וגמל בע"מ
12 months
13.13%
3 years (cumulative return)
37.55%
5 years (cumulative return)
39.41%
Management fees
0.01%
Sharpe ratio
0.90
Assets (₪ millions)
566.66
Rating
Plan membership
Visit institution website
Altshuler Shaham Child Savings Medium Risk
אלטשולר שחם גמל ופנסיה בע"מ
12 months
11.02%
3 years (cumulative return)
38.74%
5 years (cumulative return)
35.60%
Management fees
0.02%
Sharpe ratio
0.74
Assets (₪ millions)
2,309.82
Rating
Plan membership
Visit institution website
Clal Child Savings Program Medium-Risk Track
כלל פנסיה וגמל בע"מ
12 months
No data
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees
No data
Sharpe ratio
No data
Assets (₪ millions)
0.17
Rating
No data**
Plan membership
Visit institution website

Market average

12 months: 12.68%
3 years (cumulative return): 41.79%
5 years (cumulative return): 43.56%
Management fees: 0.02%
Sharpe ratio: 0.96
Assets (₪ millions): 444.51

** Not enough data for a rating yet

Child savings – high risk

4 Funds

Meitav Child Savings Program Provident Fund — High-Risk Track
מיטב גמל ופנסיה בע"מ
12 months
22.41%
3 years (cumulative return)
77.66%
5 years (cumulative return)
79.18%
Management fees
0.01%
Sharpe ratio
1.06
Assets (₪ millions)
610.07
Rating
Plan membership
Visit institution website
Infinity Child Savings — High-Risk Track
אינפיניטי השתלמות, גמל ופנסיה בע"מ
12 months
18.66%
3 years (cumulative return)
69.58%
5 years (cumulative return)
92.15%
Management fees
0.00%
Sharpe ratio
1.15
Assets (₪ millions)
638.56
Rating
Plan membership
Visit institution website
Phoenix Child Savings — High-Risk Track
הפניקס פנסיה וגמל בע"מ
12 months
21.45%
3 years (cumulative return)
72.99%
5 years (cumulative return)
77.34%
Management fees
0.01%
Sharpe ratio
1.09
Assets (₪ millions)
580.18
Rating
Plan membership
Visit institution website
Menora Mivtachim Child Savings Program — High-Risk Track
מנורה מבטחים פנסיה וגמל בע"מ
12 months
23.59%
3 years (cumulative return)
75.58%
5 years (cumulative return)
75.42%
Management fees
0.01%
Sharpe ratio
1.04
Assets (₪ millions)
403.22
Rating
Plan membership
Visit institution website

Market average

12 months: 21.03%
3 years (cumulative return): 72.22%
5 years (cumulative return): 75.97%
Management fees: 0.01%
Sharpe ratio: 1.02
Assets (₪ millions): 1,612.78

Source: GemelNet — Official dataset

Hisachon LeKol Yeled (חיסכון לכל ילד)

Updating the comparison…