More Comprehensive Pension — Credit and Bond Track

Data updated through August 2026

Credit and Bond Track

Fund details

Fund number: 13913
Track type: Credit and Bond Track
Savings type: Keren Pensia (קרן פנסיה)
Managing institution: מור גמל ופנסיה בע"מ
Inception date: 22/02/2022

Assets and exposures

Total assets managed in this fund (₪ millions): 45.45
Liquid-asset share: 80.40%
Total equity exposure: 4.14%
Foreign exposure: 6.12%
Foreign-currency exposure: 5.19%
Equity exposure from asset allocation: 3.85%
Standard deviation — 5 years: No data
Sharpe ratio: No data

Returns and management fees

Return in the last month: 0.36%
12-month return: 6.30%
36-month cumulative return: 26.1%
60-month cumulative return: No data
Average annual return over the last 3 years: 8.04%
Average annual return over the last 5 years: No data
Average fees on deposits: 1.05%
Average fees on assets: 0.19%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	11.31%	5.14
Tradable corporate bonds and bond ETFs	43.16%	19.61
Non-tradable corporate bonds	5.67%	2.58
Equities, options and equity ETFs	3.85%	1.75
Deposits	0%	0
Loans	1.02%	0.47
Cash and cash equivalents	4.93%	2.24
Mutual funds	0%	0
Other assets	1.61%	0.73
Designated bonds	28.46%	12.93

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Showing 1–7 of 7 funds

Fund name	12 months	3 years	5 years	Rating	Management fees on deposits	Management fees on assets	Plan membership
Meitav Comprehensive Pension Credit and Bond Trackמיטב גמל ופנסיה בע"מ	5.99%	21.67%	29.18%		1.25%	0.11%	Visit institution website
Clal Pension Credit and Bond Trackכלל פנסיה וגמל בע"מ	6.29%	22.11%	27.24%		1.52%	0.14%	Visit institution website
Migdal Makefet Individual Pension Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.43%	19.73%	23.13%		1.56%	0.14%	Visit institution website
Phoenix Comprehensive Pension Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	5.16%	20.56%	27.19%		1.53%	0.14%	Visit institution website
Menora Mivtachim Pension Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	7.37%	23.67%	36.54%		1.73%	0.15%	Visit institution website
Harel Pension — Credit and Bond Trackהראל פנסיה וגמל בע"מ	6.10%	18.91%	22.87%		1.47%	0.16%	Visit institution website
More Comprehensive Pension — Credit and Bond TrackSelected Fund · מור גמל ופנסיה בע"מ	6.30%	26.10%	No data		1.05%	0.19%	Visit institution website
Market average	6.09%	21.82%	27.69%	No data	1.44%	0.15%

* Rating based on three years of data

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

Meitav Comprehensive Pension Credit and Bond Track5.99%
Clal Pension Credit and Bond Track6.29%
Migdal Makefet Individual Pension Credit and Bond Track5.43%
Phoenix Comprehensive Pension Credit and Bond Track5.16%
Menora Mivtachim Pension Credit and Bond Track7.37%
Harel Pension — Credit and Bond Track6.10%
More Comprehensive Pension — Credit and Bond Track6.30%
Market average6.09%

More Comprehensive Pension — Credit and Bond Track

Data updated through August 2026

Credit and Bond Track

Fund details

Fund number: 13913
Track type: Credit and Bond Track
Savings type: Keren Pensia (קרן פנסיה)
Managing institution: מור גמל ופנסיה בע"מ
Inception date: 22/02/2022

Assets and exposures

Total assets managed in this fund (₪ millions): 45.45
Liquid-asset share: 80.40%
Total equity exposure: 4.14%
Foreign exposure: 6.12%
Foreign-currency exposure: 5.19%
Equity exposure from asset allocation: 3.85%
Standard deviation — 5 years: No data
Sharpe ratio: No data

Returns and management fees

Return in the last month: 0.36%
12-month return: 6.30%
36-month cumulative return: 26.1%
60-month cumulative return: No data
Average annual return over the last 3 years: 8.04%
Average annual return over the last 5 years: No data
Average fees on deposits: 1.05%
Average fees on assets: 0.19%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	11.31%	5.14
Tradable corporate bonds and bond ETFs	43.16%	19.61
Non-tradable corporate bonds	5.67%	2.58
Equities, options and equity ETFs	3.85%	1.75
Deposits	0%	0
Loans	1.02%	0.47
Cash and cash equivalents	4.93%	2.24
Mutual funds	0%	0
Other assets	1.61%	0.73
Designated bonds	28.46%	12.93

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Showing 1–7 of 7 funds

Fund name	12 months	3 years	5 years	Rating	Management fees on deposits	Management fees on assets	Plan membership
Meitav Comprehensive Pension Credit and Bond Trackמיטב גמל ופנסיה בע"מ	5.99%	21.67%	29.18%		1.25%	0.11%	Visit institution website
Clal Pension Credit and Bond Trackכלל פנסיה וגמל בע"מ	6.29%	22.11%	27.24%		1.52%	0.14%	Visit institution website
Migdal Makefet Individual Pension Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.43%	19.73%	23.13%		1.56%	0.14%	Visit institution website
Phoenix Comprehensive Pension Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	5.16%	20.56%	27.19%		1.53%	0.14%	Visit institution website
Menora Mivtachim Pension Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	7.37%	23.67%	36.54%		1.73%	0.15%	Visit institution website
Harel Pension — Credit and Bond Trackהראל פנסיה וגמל בע"מ	6.10%	18.91%	22.87%		1.47%	0.16%	Visit institution website
More Comprehensive Pension — Credit and Bond TrackSelected Fund · מור גמל ופנסיה בע"מ	6.30%	26.10%	No data		1.05%	0.19%	Visit institution website
Market average	6.09%	21.82%	27.69%	No data	1.44%	0.15%

* Rating based on three years of data

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

Meitav Comprehensive Pension Credit and Bond Track5.99%
Clal Pension Credit and Bond Track6.29%
Migdal Makefet Individual Pension Credit and Bond Track5.43%
Phoenix Comprehensive Pension Credit and Bond Track5.16%
Menora Mivtachim Pension Credit and Bond Track7.37%
Harel Pension — Credit and Bond Track6.10%
More Comprehensive Pension — Credit and Bond Track6.30%
Market average6.09%

More Comprehensive Pension — Credit and Bond Track

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return

More Comprehensive Pension — Credit and Bond Track

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return