More Training Fund for Employees and the Self-Employed — Credit and Bond Track

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 14483
Track type: Credit and Bond Track
Savings type: Keren Hishtalmut (קרן השתלמות)
Managing institution: מור גמל ופנסיה בע"מ
Inception date: 18/06/2023

Assets and exposures

Total assets managed in this fund (₪ millions): 529.43
Liquid-asset share: 76.30%
Total equity exposure: 3.76%
Foreign exposure: 8.47%
Foreign-currency exposure: 5.12%
Equity exposure from asset allocation: 3.35%
Standard deviation: No data
Sharpe ratio: No data

Returns and management fees

Return in the last month: 0.38%
12-month return: 6.95%
36-month cumulative return: 29.2%
60-month cumulative return: No data
Average annual return over the last 3 years: 8.91%
Average annual return over the last 5 years: No data
Average management fees paid by fund members: 0.64%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	8.85%	46.88
Tradable corporate bonds and bond ETFs	72.54%	384.03
Non-tradable corporate bonds	6.95%	36.81
Equities, options and equity ETFs	3.35%	17.73
Deposits	0%	0
Loans	1.25%	6.61
Cash and cash equivalents	5.29%	28
Mutual funds	0%	0
Other assets	1.77%	9.37

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 1–10 of 24 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Infinity Training Fund Credit and Bond Track with up to 25% Equitiesאינפיניטי השתלמות, גמל ופנסיה בע"מ	7.94%	26.84%	27.17%		0.34%	Visit institution website
Migdal Training Fund Credit and Bond Track with up to 25% Equitiesמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	8.58%	No data	No data	No data**	0.46%	Visit institution website
Menora Mivtachim Training Fund Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	7.97%	21.92%	29.70%		0.47%	Visit institution website
Analyst Training Fund — Credit and Bond Track with up to 25% Equitiesאנליסט קופות גמל בע"מ	7.68%	26.72%	25.69%		0.50%	Visit institution website
Clal Training Fund Credit and Bond Track with up to 25% Equitiesכלל פנסיה וגמל בע"מ	9.05%	27.41%	24.60%		0.51%	Visit institution website
Clal Training Fund Credit and Bond Trackכלל פנסיה וגמל בע"מ	5.98%	19.48%	18.41%		0.54%	Visit institution website
Harel Training Fund Credit and Bond Track with up to 25% Equitiesהראל פנסיה וגמל בע"מ	5.83%	17.98%	20.43%		0.55%	Visit institution website
Migdal Training Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.19%	17.12%	13.50%		0.56%	Visit institution website
Meitav Training Fund Credit and Bond Track with up to 25% Equitiesמיטב גמל ופנסיה בע"מ	8.94%	30.53%	31.35%		0.57%	Visit institution website
Meitav Training Fund Credit and Bond Trackמיטב גמל ופנסיה בע"מ	5.66%	18.78%	23.30%		0.59%	Visit institution website
Market average	6.46%	21.38%	21.61%	No data	0.59%

** Not enough data for a rating yet

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

More Training Fund for Employees and the Self-Employed — Credit and Bond Track

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 14483
Track type: Credit and Bond Track
Savings type: Keren Hishtalmut (קרן השתלמות)
Managing institution: מור גמל ופנסיה בע"מ
Inception date: 18/06/2023

Assets and exposures

Total assets managed in this fund (₪ millions): 529.43
Liquid-asset share: 76.30%
Total equity exposure: 3.76%
Foreign exposure: 8.47%
Foreign-currency exposure: 5.12%
Equity exposure from asset allocation: 3.35%
Standard deviation: No data
Sharpe ratio: No data

Returns and management fees

Return in the last month: 0.38%
12-month return: 6.95%
36-month cumulative return: 29.2%
60-month cumulative return: No data
Average annual return over the last 3 years: 8.91%
Average annual return over the last 5 years: No data
Average management fees paid by fund members: 0.64%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	8.85%	46.88
Tradable corporate bonds and bond ETFs	72.54%	384.03
Non-tradable corporate bonds	6.95%	36.81
Equities, options and equity ETFs	3.35%	17.73
Deposits	0%	0
Loans	1.25%	6.61
Cash and cash equivalents	5.29%	28
Mutual funds	0%	0
Other assets	1.77%	9.37

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 1–10 of 24 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Infinity Training Fund Credit and Bond Track with up to 25% Equitiesאינפיניטי השתלמות, גמל ופנסיה בע"מ	7.94%	26.84%	27.17%		0.34%	Visit institution website
Migdal Training Fund Credit and Bond Track with up to 25% Equitiesמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	8.58%	No data	No data	No data**	0.46%	Visit institution website
Menora Mivtachim Training Fund Credit and Bond Trackמנורה מבטחים פנסיה וגמל בע"מ	7.97%	21.92%	29.70%		0.47%	Visit institution website
Analyst Training Fund — Credit and Bond Track with up to 25% Equitiesאנליסט קופות גמל בע"מ	7.68%	26.72%	25.69%		0.50%	Visit institution website
Clal Training Fund Credit and Bond Track with up to 25% Equitiesכלל פנסיה וגמל בע"מ	9.05%	27.41%	24.60%		0.51%	Visit institution website
Clal Training Fund Credit and Bond Trackכלל פנסיה וגמל בע"מ	5.98%	19.48%	18.41%		0.54%	Visit institution website
Harel Training Fund Credit and Bond Track with up to 25% Equitiesהראל פנסיה וגמל בע"מ	5.83%	17.98%	20.43%		0.55%	Visit institution website
Migdal Training Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.19%	17.12%	13.50%		0.56%	Visit institution website
Meitav Training Fund Credit and Bond Track with up to 25% Equitiesמיטב גמל ופנסיה בע"מ	8.94%	30.53%	31.35%		0.57%	Visit institution website
Meitav Training Fund Credit and Bond Trackמיטב גמל ופנסיה בע"מ	5.66%	18.78%	23.30%		0.59%	Visit institution website
Market average	6.46%	21.38%	21.61%	No data	0.59%

** Not enough data for a rating yet

12-month return

Current comparison of displayed tracks against the market average

Selected trackTracks to compareMarket average

More Training Fund for Employees and the Self-Employed — Credit and Bond Track

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return

More Training Fund for Employees and the Self-Employed — Credit and Bond Track

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

12-month return