Analyst Training Fund — Credit and Bond Track with up to 25% Equities

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 8679
Track type: Credit and Bond Track
Savings type: Keren Hishtalmut (קרן השתלמות)
Managing institution: אנליסט קופות גמל בע"מ
Inception date: 17/11/2014

Assets and exposures

Total assets managed in this fund (₪ millions): 549.89
Liquid-asset share: 92.30%
Total equity exposure: 21.47%
Foreign exposure: 19.67%
Foreign-currency exposure: 13.60%
Equity exposure from asset allocation: 15.08%
Standard deviation: 3.90%
Sharpe ratio: 0.70

Returns and management fees

Return in the last month: 0.36%
12-month return: 7.68%
36-month cumulative return: 26.7%
60-month cumulative return: 25.7%
Average annual return over the last 3 years: 8.21%
Average annual return over the last 5 years: 4.68%
Average management fees paid by fund members: 0.50%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	40.27%	221.46
Tradable corporate bonds and bond ETFs	36.20%	199.04
Non-tradable corporate bonds	0.58%	3.21
Equities, options and equity ETFs	15.08%	82.93
Deposits	0.05%	0.3
Loans	0%	0
Cash and cash equivalents	7.34%	40.39
Mutual funds	0%	0
Other assets	0.47%	2.57

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 1–10 of 24 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Harel Training Fund Credit and Bond Trackהראל פנסיה וגמל בע"מ	5.13%	16.98%	13.42%		0.60%	Visit institution website
Migdal Training Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.19%	17.12%	13.50%		0.56%	Visit institution website
Menora Mivtachim Training Fund Credit and Bond Track with up to 25% Equitiesמנורה מבטחים פנסיה וגמל בע"מ	5.04%	14.55%	13.51%		0.62%	Visit institution website
Analyst Training Fund Credit and Bond Trackאנליסט קופות גמל בע"מ	5.64%	17.02%	14.27%		0.61%	Visit institution website
Phoenix Training Fund Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	4.31%	15.98%	14.83%		0.64%	Visit institution website
Altshuler Shaham Training Fund Credit and Bond Trackאלטשולר שחם גמל ופנסיה בע"מ	4.34%	14.88%	15.51%		0.66%	Visit institution website
Clal Training Fund Credit and Bond Trackכלל פנסיה וגמל בע"מ	5.98%	19.48%	18.41%		0.54%	Visit institution website
Yelin Lapidot Training Fund Credit and Bond Trackילין לפידות ניהול קופות גמל בע"מ	5.10%	16.42%	18.93%		0.68%	Visit institution website
Harel Training Fund Credit and Bond Track with up to 25% Equitiesהראל פנסיה וגמל בע"מ	5.83%	17.98%	20.43%		0.55%	Visit institution website
Phoenix Training Fund Credit and Bond Track with up to 25% Equitiesהפניקס פנסיה וגמל בע"מ	5.92%	21.91%	21.70%		0.63%	Visit institution website
Market average	6.46%	21.38%	21.61%	No data	0.59%

Analyst Training Fund — Credit and Bond Track with up to 25% Equities

Data updated through August 2026

Investment policy — Specialist Managed Active — Credit and Bond Track

Fund details

Fund number: 8679
Track type: Credit and Bond Track
Savings type: Keren Hishtalmut (קרן השתלמות)
Managing institution: אנליסט קופות גמל בע"מ
Inception date: 17/11/2014

Assets and exposures

Total assets managed in this fund (₪ millions): 549.89
Liquid-asset share: 92.30%
Total equity exposure: 21.47%
Foreign exposure: 19.67%
Foreign-currency exposure: 13.60%
Equity exposure from asset allocation: 15.08%
Standard deviation: 3.90%
Sharpe ratio: 0.70

Returns and management fees

Return in the last month: 0.36%
12-month return: 7.68%
36-month cumulative return: 26.7%
60-month cumulative return: 25.7%
Average annual return over the last 3 years: 8.21%
Average annual return over the last 5 years: 4.68%
Average management fees paid by fund members: 0.50%

Asset allocation

Asset allocation based on the reported data.

Asset details from the source

Asset type	Rate	Amount (₪ millions)
Tradable government bonds	40.27%	221.46
Tradable corporate bonds and bond ETFs	36.20%	199.04
Non-tradable corporate bonds	0.58%	3.21
Equities, options and equity ETFs	15.08%	82.93
Deposits	0.05%	0.3
Loans	0%	0
Cash and cash equivalents	7.34%	40.39
Mutual funds	0%	0
Other assets	0.47%	2.57

Asset allocation

Comparison in the Credit and Bond Track

The selected fund compared with other funds in the same category.

Table Chart

Show sector-specific funds

Showing 1–10 of 24 funds

Fund name	12 months	3 years	5 years	Rating	Management fees	Plan membership
Harel Training Fund Credit and Bond Trackהראל פנסיה וגמל בע"מ	5.13%	16.98%	13.42%		0.60%	Visit institution website
Migdal Training Fund Credit and Bond Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	5.19%	17.12%	13.50%		0.56%	Visit institution website
Menora Mivtachim Training Fund Credit and Bond Track with up to 25% Equitiesמנורה מבטחים פנסיה וגמל בע"מ	5.04%	14.55%	13.51%		0.62%	Visit institution website
Analyst Training Fund Credit and Bond Trackאנליסט קופות גמל בע"מ	5.64%	17.02%	14.27%		0.61%	Visit institution website
Phoenix Training Fund Credit and Bond Trackהפניקס פנסיה וגמל בע"מ	4.31%	15.98%	14.83%		0.64%	Visit institution website
Altshuler Shaham Training Fund Credit and Bond Trackאלטשולר שחם גמל ופנסיה בע"מ	4.34%	14.88%	15.51%		0.66%	Visit institution website
Clal Training Fund Credit and Bond Trackכלל פנסיה וגמל בע"מ	5.98%	19.48%	18.41%		0.54%	Visit institution website
Yelin Lapidot Training Fund Credit and Bond Trackילין לפידות ניהול קופות גמל בע"מ	5.10%	16.42%	18.93%		0.68%	Visit institution website
Harel Training Fund Credit and Bond Track with up to 25% Equitiesהראל פנסיה וגמל בע"מ	5.83%	17.98%	20.43%		0.55%	Visit institution website
Phoenix Training Fund Credit and Bond Track with up to 25% Equitiesהפניקס פנסיה וגמל בע"מ	5.92%	21.91%	21.70%		0.63%	Visit institution website
Market average	6.46%	21.38%	21.61%	No data	0.59%

Analyst Training Fund — Credit and Bond Track with up to 25% Equities

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track

Analyst Training Fund — Credit and Bond Track with up to 25% Equities

Fund details

Fund data

Assets and exposures

Returns and management fees

Asset allocation

Asset details from the source

Comparison in the Credit and Bond Track