Compare long-term savings: returns, fees and risk in one place

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In long-term savings, even differences that seem small can add up to significant amounts over the years. This page lets you compare funds and tracks by long-term performance, management fees, risk measures and additional data, and see how each fund compares with its peers.

Kupat Gemel (קופת גמל)

Updating the comparison…

Compare long-term savings: returns, fees and risk in one place

Sources and freshness are detailed for each savings product

Compare Kupat Gemel (קופת גמל)

Data updated through August 2026

Compare Kupat Gemel (קופת גמל) by returns, management fees, Sharpe ratio, assets and rating within the same track.

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Comparison results

180 funds across 20 tracks

50-60

12 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Rating	Management fees	Sharpe ratio	Assets (₪ millions)	Plan membership
Altshuler Shaham Provident Fund — Ages 50–60 Trackאלטשולר שחם גמל ופנסיה בע"מ	10.78%	36.19%	32.65%		0.64%	0.73	24,234.40	Visit institution website
Harel Provident Fund Ages 50–60 Trackהראל פנסיה וגמל בע"מ	12.90%	36.66%	41.08%		0.41%	0.92	7,297.60	Visit institution website
Yelin Lapidot Provident Fund Ages 50–60 Trackילין לפידות ניהול קופות גמל בע"מ	10.72%	38.04%	43.84%		0.63%	0.94	11,893.11	Visit institution website
Menora Mivtachim Benefits and Severance Ages 50–60 Trackמנורה מבטחים פנסיה וגמל בע"מ	13.31%	38.62%	41.41%		0.59%	0.95	5,466.66	Visit institution website
Alpha More Savings Provident Fund, Benefits Provident Fund and Individual Severance Provident Fund — Ages 50–60 Trackמור גמל ופנסיה בע"מ	11.67%	38.60%	45.54%		0.66%	1.16	17,494.42	Visit institution website
Migdal Benefits and Severance Ages 50–60 Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	13.16%	40.56%	44.14%		0.49%	1.05	5,228.79	Visit institution website
Analyst Track-based Provident Fund — Ages 50–60 Trackאנליסט קופות גמל בע"מ	11.76%	40.56%	45.22%		0.60%	0.97	8,111.54	Visit institution website
Phoenix Provident Fund Ages 50–60 Trackהפניקס פנסיה וגמל בע"מ	12.63%	42.94%	45.15%		0.60%	1.06	9,754.02	Visit institution website
Clal Tamar 50-60כלל פנסיה וגמל בע"מ	14.93%	43.27%	43.75%		0.49%	1.04	5,900.90	Visit institution website
Meitav Provident Fund — Ages 50–60 Trackמיטב גמל ופנסיה בע"מ	13.05%	42.96%	47.42%		0.53%	1.11	25,546.75	Visit institution website
Infinity Provident Fund Ages 50–60 Trackאינפיניטי השתלמות, גמל ופנסיה בע"מ	13.06%	44.48%	53.61%		0.58%	1.03	631.00	Visit institution website
Ayalon Savings Provident Fund — Ages 50–60 Trackאיילון קופות גמל בע"מ	No data	No data	No data	No data**	No data	No data	179.48	No data
Market average	12.54%	40.26%	43.98%		0.57%	1.00	10,144.89

** Not enough data for a rating yet

Ages 60 and over

12 Funds

Fund name	12 months	3 years (cumulative return)	5 years (cumulative return)	Rating	Management fees	Sharpe ratio	Assets (₪ millions)	Plan membership
Altshuler Shaham Provident Fund — Ages 60 and over Trackאלטשולר שחם גמל ופנסיה בע"מ	7.58%	25.14%	23.76%		0.61%	0.57	8,774.44	Visit institution website
Harel Provident Fund Ages 60 and over Trackהראל פנסיה וגמל בע"מ	9.38%	25.57%	26.55%		0.56%	0.64	13,259.55	Visit institution website
Yelin Lapidot Provident Fund Ages 60 and over Trackילין לפידות ניהול קופות גמל בע"מ	7.81%	26.65%	28.39%		0.63%	0.64	6,768.09	Visit institution website
Alpha More Savings Provident Fund, Benefits Provident Fund and Individual Severance Provident Fund — Ages 60 and over Trackמור גמל ופנסיה בע"מ	8.58%	27.46%	34.43%		0.66%	1.22	10,345.26	Visit institution website
Menora Mivtachim Benefits and Severance Ages 60 and over Trackמנורה מבטחים פנסיה וגמל בע"מ	10.55%	29.70%	29.71%		0.45%	0.82	3,460.74	Visit institution website
Migdal Benefits and Severance Ages 60 and over Trackמגדל מקפת קרנות פנסיה וקופות גמל בע"מ	9.72%	29.75%	30.04%		0.49%	0.80	3,187.54	Visit institution website
Analyst Track-based Provident Fund — Ages 60 and over Trackאנליסט קופות גמל בע"מ	9.48%	29.92%	30.33%		0.61%	0.81	2,797.69	Visit institution website
Clal Tamar Ages 60 and overכלל פנסיה וגמל בע"מ	10.66%	30.05%	30.26%		0.56%	0.80	11,611.26	Visit institution website
Phoenix Provident Fund — Ages 60 and over Trackהפניקס פנסיה וגמל בע"מ	9.44%	30.88%	32.42%		0.60%	0.91	10,792.65	Visit institution website
Meitav Provident Fund — Ages 60 and over Trackמיטב גמל ופנסיה בע"מ	9.84%	31.52%	35.02%		0.56%	1.00	16,992.34	Visit institution website
Infinity Provident Fund Ages 60 and over Trackאינפיניטי השתלמות, גמל ופנסיה בע"מ	12.12%	38.03%	40.71%		0.58%	0.97	373.07	Visit institution website
Ayalon Savings Provident Fund — Ages 60 and over Trackאיילון קופות גמל בע"מ	No data	No data	No data	No data**	No data	No data	51.49	No data
Market average	9.56%	29.52%	31.06%		0.57%	0.83	7,367.84

** Not enough data for a rating yet

SortSort order

50-60

12 Funds

Altshuler Shaham Provident Fund — Ages 50–60 Track
אלטשולר שחם גמל ופנסיה בע"מ
12 months
10.78%
3 years (cumulative return)
36.19%
5 years (cumulative return)
32.65%
Management fees
0.64%
Sharpe ratio
0.73
Assets (₪ millions)
24,234.40
Rating
Plan membership
Visit institution website
Harel Provident Fund Ages 50–60 Track
הראל פנסיה וגמל בע"מ
12 months
12.90%
3 years (cumulative return)
36.66%
5 years (cumulative return)
41.08%
Management fees
0.41%
Sharpe ratio
0.92
Assets (₪ millions)
7,297.60
Rating
Plan membership
Visit institution website
Yelin Lapidot Provident Fund Ages 50–60 Track
ילין לפידות ניהול קופות גמל בע"מ
12 months
10.72%
3 years (cumulative return)
38.04%
5 years (cumulative return)
43.84%
Management fees
0.63%
Sharpe ratio
0.94
Assets (₪ millions)
11,893.11
Rating
Plan membership
Visit institution website
Menora Mivtachim Benefits and Severance Ages 50–60 Track
מנורה מבטחים פנסיה וגמל בע"מ
12 months
13.31%
3 years (cumulative return)
38.62%
5 years (cumulative return)
41.41%
Management fees
0.59%
Sharpe ratio
0.95
Assets (₪ millions)
5,466.66
Rating
Plan membership
Visit institution website
Alpha More Savings Provident Fund, Benefits Provident Fund and Individual Severance Provident Fund — Ages 50–60 Track
מור גמל ופנסיה בע"מ
12 months
11.67%
3 years (cumulative return)
38.60%
5 years (cumulative return)
45.54%
Management fees
0.66%
Sharpe ratio
1.16
Assets (₪ millions)
17,494.42
Rating
Plan membership
Visit institution website
Migdal Benefits and Severance Ages 50–60 Track
מגדל מקפת קרנות פנסיה וקופות גמל בע"מ
12 months
13.16%
3 years (cumulative return)
40.56%
5 years (cumulative return)
44.14%
Management fees
0.49%
Sharpe ratio
1.05
Assets (₪ millions)
5,228.79
Rating
Plan membership
Visit institution website
Analyst Track-based Provident Fund — Ages 50–60 Track
אנליסט קופות גמל בע"מ
12 months
11.76%
3 years (cumulative return)
40.56%
5 years (cumulative return)
45.22%
Management fees
0.60%
Sharpe ratio
0.97
Assets (₪ millions)
8,111.54
Rating
Plan membership
Visit institution website
Phoenix Provident Fund Ages 50–60 Track
הפניקס פנסיה וגמל בע"מ
12 months
12.63%
3 years (cumulative return)
42.94%
5 years (cumulative return)
45.15%
Management fees
0.60%
Sharpe ratio
1.06
Assets (₪ millions)
9,754.02
Rating
Plan membership
Visit institution website
Clal Tamar 50-60
כלל פנסיה וגמל בע"מ
12 months
14.93%
3 years (cumulative return)
43.27%
5 years (cumulative return)
43.75%
Management fees
0.49%
Sharpe ratio
1.04
Assets (₪ millions)
5,900.90
Rating
Plan membership
Visit institution website
Meitav Provident Fund — Ages 50–60 Track
מיטב גמל ופנסיה בע"מ
12 months
13.05%
3 years (cumulative return)
42.96%
5 years (cumulative return)
47.42%
Management fees
0.53%
Sharpe ratio
1.11
Assets (₪ millions)
25,546.75
Rating
Plan membership
Visit institution website
Infinity Provident Fund Ages 50–60 Track
אינפיניטי השתלמות, גמל ופנסיה בע"מ
12 months
13.06%
3 years (cumulative return)
44.48%
5 years (cumulative return)
53.61%
Management fees
0.58%
Sharpe ratio
1.03
Assets (₪ millions)
631.00
Rating
Plan membership
Visit institution website
Ayalon Savings Provident Fund — Ages 50–60 Track
איילון קופות גמל בע"מ
12 months
No data
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees
No data
Sharpe ratio
No data
Assets (₪ millions)
179.48
Rating
No data**
Plan membership
No data

Market average

12 months: 12.54%
3 years (cumulative return): 40.26%
5 years (cumulative return): 43.98%
Management fees: 0.57%
Sharpe ratio: 1.00
Assets (₪ millions): 10,144.89

** Not enough data for a rating yet

Ages 60 and over

12 Funds

Altshuler Shaham Provident Fund — Ages 60 and over Track
אלטשולר שחם גמל ופנסיה בע"מ
12 months
7.58%
3 years (cumulative return)
25.14%
5 years (cumulative return)
23.76%
Management fees
0.61%
Sharpe ratio
0.57
Assets (₪ millions)
8,774.44
Rating
Plan membership
Visit institution website
Harel Provident Fund Ages 60 and over Track
הראל פנסיה וגמל בע"מ
12 months
9.38%
3 years (cumulative return)
25.57%
5 years (cumulative return)
26.55%
Management fees
0.56%
Sharpe ratio
0.64
Assets (₪ millions)
13,259.55
Rating
Plan membership
Visit institution website
Yelin Lapidot Provident Fund Ages 60 and over Track
ילין לפידות ניהול קופות גמל בע"מ
12 months
7.81%
3 years (cumulative return)
26.65%
5 years (cumulative return)
28.39%
Management fees
0.63%
Sharpe ratio
0.64
Assets (₪ millions)
6,768.09
Rating
Plan membership
Visit institution website
Alpha More Savings Provident Fund, Benefits Provident Fund and Individual Severance Provident Fund — Ages 60 and over Track
מור גמל ופנסיה בע"מ
12 months
8.58%
3 years (cumulative return)
27.46%
5 years (cumulative return)
34.43%
Management fees
0.66%
Sharpe ratio
1.22
Assets (₪ millions)
10,345.26
Rating
Plan membership
Visit institution website
Menora Mivtachim Benefits and Severance Ages 60 and over Track
מנורה מבטחים פנסיה וגמל בע"מ
12 months
10.55%
3 years (cumulative return)
29.70%
5 years (cumulative return)
29.71%
Management fees
0.45%
Sharpe ratio
0.82
Assets (₪ millions)
3,460.74
Rating
Plan membership
Visit institution website
Migdal Benefits and Severance Ages 60 and over Track
מגדל מקפת קרנות פנסיה וקופות גמל בע"מ
12 months
9.72%
3 years (cumulative return)
29.75%
5 years (cumulative return)
30.04%
Management fees
0.49%
Sharpe ratio
0.80
Assets (₪ millions)
3,187.54
Rating
Plan membership
Visit institution website
Analyst Track-based Provident Fund — Ages 60 and over Track
אנליסט קופות גמל בע"מ
12 months
9.48%
3 years (cumulative return)
29.92%
5 years (cumulative return)
30.33%
Management fees
0.61%
Sharpe ratio
0.81
Assets (₪ millions)
2,797.69
Rating
Plan membership
Visit institution website
Clal Tamar Ages 60 and over
כלל פנסיה וגמל בע"מ
12 months
10.66%
3 years (cumulative return)
30.05%
5 years (cumulative return)
30.26%
Management fees
0.56%
Sharpe ratio
0.80
Assets (₪ millions)
11,611.26
Rating
Plan membership
Visit institution website
Phoenix Provident Fund — Ages 60 and over Track
הפניקס פנסיה וגמל בע"מ
12 months
9.44%
3 years (cumulative return)
30.88%
5 years (cumulative return)
32.42%
Management fees
0.60%
Sharpe ratio
0.91
Assets (₪ millions)
10,792.65
Rating
Plan membership
Visit institution website
Meitav Provident Fund — Ages 60 and over Track
מיטב גמל ופנסיה בע"מ
12 months
9.84%
3 years (cumulative return)
31.52%
5 years (cumulative return)
35.02%
Management fees
0.56%
Sharpe ratio
1.00
Assets (₪ millions)
16,992.34
Rating
Plan membership
Visit institution website
Infinity Provident Fund Ages 60 and over Track
אינפיניטי השתלמות, גמל ופנסיה בע"מ
12 months
12.12%
3 years (cumulative return)
38.03%
5 years (cumulative return)
40.71%
Management fees
0.58%
Sharpe ratio
0.97
Assets (₪ millions)
373.07
Rating
Plan membership
Visit institution website
Ayalon Savings Provident Fund — Ages 60 and over Track
איילון קופות גמל בע"מ
12 months
No data
3 years (cumulative return)
No data
5 years (cumulative return)
No data
Management fees
No data
Sharpe ratio
No data
Assets (₪ millions)
51.49
Rating
No data**
Plan membership
No data

Market average

12 months: 9.56%
3 years (cumulative return): 29.52%
5 years (cumulative return): 31.06%
Management fees: 0.57%
Sharpe ratio: 0.83
Assets (₪ millions): 7,367.84

** Not enough data for a rating yet

Source: GemelNet — Official dataset

Kupat Gemel (קופת גמל)

Updating the comparison…